Authors : Omankhanlen Alex Ehimare and Adegbite O. Esther
Abstract: This study examined the Nigerian bank efficiency performance post consolidation. The efficiency concept is used to characterise the utilization of resources to produce outputs. Important as it is from both the academic and practical viewpoints, the concept of efficiency has remained loosely defined in the literature. In evaluating the efficiency performance of banks a number of criteria such as profit, liquidity asset quality and attitude toward risk management strategies are usually considered. Data Envelopment Analysis (DEA) is a tool for evaluating the efficiency performance of manufacturing and service operations. The DEA was used in this study. The findings reveal that the entire banks during the years under study did not yield up to 50% total efficiency in any particular year. Even with the consolidation and reforms carried out in the industry during the period none of the years recorded up to ten banks having full efficiency. As a recommendation, it is essential for the monetary authorities and the managers of the banks to formulate and implement monetary policies that are effective in improving the banking operations that will bring about improved efficiency in resource allocation and utilization.
Omankhanlen Alex Ehimare and Adegbite O. Esther, 2018. Efficiency Performance Analysis in the Nigerian Banking Industry:Post 2004 Reforms. International Business Management, 12: 253-261.