Abstract: Risk management is the way that all business entities need to implement in order not to lose their capital. This issue in the credit granting activities of Vietnam credit institutions is now more urgent. The data of the research collected from Vietnam commercial banks from 2005-2019, the research used the methods of Pooled OLS, FEM, REM and GMM to process panel data. The results show that credit risk and the previous period’s stability have a positive relationship with bank stability, in which non-performing loans and loan loss provision and has a very strong relationship. NPLs and non-interest income have the opposite and very strong relationship with bank stability. From the above research results, solutions related to credit risk management, capital management and non-interest revenues are proposed to increase business efficiency and improve Vietnam bank stability.