Authors : Yadollah Hemmati and Younos Vakilalroaia
Abstract: The aim of the current research is investigating relationship between credit risk management and deferred receivables of Mellat Bank in form of a case study in Mellat Bank Branches Management of Semnan Province. Also, the statistical sample of the research is branch management of Mellat Bank in Semnan Province in series of 2001-2012. Current research has descriptive method and it is a correlation one. The analysis method of data has been correlation and variance analysis where it tries to explain cause and effect relationship between credit risk management with deferred receivables in Mellat Bank Branch management of Semnan Province. The method as an independent variable includes: credit risk of loans received by clients individually and credit risk of portfolio which is equivalent to risk analysis of portfolio. The results of the current research show that the relationship between credit risk management with inferred receivables of Mellat Bank in Semann Province is meaningful. In error level of 5% and also in Certainty level of 95% it indicates a meaningful relationship between two variables of credit risk management with deferred receivables of Mellat Bank in Semnan Province. Therefore, according to the results of the current research we can argue that in level of 95% certainty, presence of correlation between the two variables is approved.
Yadollah Hemmati and Younos Vakilalroaia, 2016. The Survey of the Relationship Between Credit Risk Management and Deferred Receivables of Mellat Bank (Case Study: Semnan Province, Mellat Bank Branches Management). The Social Sciences, 11: 4248-4260.