Abstract: This study aims to analyse the impact of COVID-9 Pandemic on the loan EMI repayment of India Banks. Primary data used thru the convenience sampling method to record respondent feedbacks. The data analysis technique used in the study like percentage, weighted average cost, Chi-square test and statically tools. The results show that COVID-19 has a significant impact on customer loan paying capacity and as well perception as the believe any future relief from the government. This research too helpful for banks to making their credit policy during COVID-19 Pandemic and also useful for future researcher. In this study, we describe how COVID-19 pandemic impact Loan EMI repayment.