Authors : Yadollah Hemmati and Younos Vakilalroaia
Abstract: The goal of this study is to investigate the relation between credit risk management of paid loans to natural customers and overdue receivables of Bank Mellat through a case study in the management of branches of Bank Mellat, Semnan province. The statistical society of the current research is all the branches of Bank Mellat in Semnan province. The statistical sample of the current study was selected according to collected data in the period between 2002 and 2012. The method of the current research is descriptive and is a correlative type of study. It was examined using regression analysis method and economic evaluation tests of research data. The data of the research was analyzed using SPSS statistical software. In general, the current study showed that there is a significant relation between credit risk management of loans (credits) received by customers individually (which is similar to individual analysis of negotiable documents risk) and overdue receivables of Bank Mellat, Semnan province. This figure shows at error level of 5% that there is a significant relation between two variables of credit risk management of loans (credits) received by the customers individually (that corresponds with the individual analysis of negotiable documents risk) and overdue receivables of Bank Mellat, Semnan Province.
Yadollah Hemmati and Younos Vakilalroaia, 2016. Study of Relation Between Credit Risk Management of Paid Loans to Natural Customers and Overdue Receivables of Bank Mellat (Case Study: Management of Branches of Bank Mellat, Semnan Province). International Business Management, 10: 6322-6331.