References

Atkinson, A., S. McKay, E. Kempson and S. Collard, 2006. Levels of financial capability in the UK. Master Thesis, University of Bristol, Bristol, England.

Braunstein, S. and C. Welch, 2002. Financial literacy: An overview of practice, research and policy. Federal Reserve Bulletin, USA.

Dixon, M., 2006. Rethinking financial capability: Lessons from economic psychology and behavioural finance. Institute for Public Policy Research, London, UK.

Finlayson, A., 2009. Financialisation, financial literacy and asset‐based welfare. Br. J. Politics Intl. Relat., 11: 400-421.
CrossRef  |  Direct Link  |  

HM Treasury, 2007. Financial capability: The government’s long term approach. HM Treasury, Norwich, UK.

JPNN., 2016. [SMEs Absorb 97 percent of labor]. Jaringan Berita Terluas di Indonesia, Indonesia. (In Indonesian) https://www.jpnn.com/news/ukm-serap-97-persen-tenaga-kerja

Johnson, E. and M.S. Sherraden, 2007. From financial literacy to financial capability among youth. J. Soc. Soc. Welfare, 34: 119-145.
Direct Link  |  

Langley, P., 2006. The making of investor subjects in Anglo-American pensions. Environ. Plann. D: Soc. Space, 24: 919-934.
Direct Link  |  

Narteh, B., 2013. SME bank selection and patronage behaviour in the Ghanaian banking industry. Manage. Res. Rev., 36: 1061-1080.
Direct Link  |  

O'Donnell, N. and M. Keeney, 2010. Financial capability in Ireland and a comparison with the UK. Public Money Manage., 30: 355-362.
Direct Link  |  

Perry, V.G., 2008. Is ignorance bliss? Consumer accuracy in judgments about credit ratings. J. Consum. Affairs, 42: 189-205.
CrossRef  |  Direct Link  |  

Saleh, A.S. and N.O. Ndubisi, 2006. An evaluation of SME development in Malaysia. Int. Rev. Bus. Res. Pap., 2: 1-14.
Direct Link  |  

Taylor, M., 2011. Measuring financial capability and its determinants using survey data. Soc. Indic. Res., 102: 297-314.
Direct Link  |  

Watson, M., 2010. House price Keynesianism and the contradictions of the modern investor subject. Hous. Stud., 25: 413-426.
Direct Link  |  

Xiao, J.J., C. Chen and L. Sun, 2015. Age differences in consumer financial capability. Intl. J. Consum. Stud., 39: 387-395.
CrossRef  |  Direct Link  |  

Zaki, B., 2003. Intermediate Accounting. BPFE, Yogyakarta, Indonesia,.