Journal of Economics Theory

Year: 2014
Volume: 8
Issue: 1
Page No. 5 - 13

Determinants of ATM Usage among Students of Tertiary Institutions in Nigerian

Authors : Eniola Abosede Olowookere and Afolabi Emmanuel Olowookere

References

Abdulwahab, L., 2010. Studies on e-transaction using the technology of automatic eller machine by bank customers in North West geographical zone of Nigeria. Bayero J. Pure Applied Sci., 3: 1-5.
Direct Link  |  

Adepoju, S.A. and M.E. Alhassan, 2010. Challenges of automated teller machine usage and fraud occurrences in Nigeria: A case study of selected Banks in Minna Metropolis. J. Int. Banking. Commerce, 15: 1-10.

Agboola, A., 2006. Information and Communication Technology (ICT) in Banking Operations: An Evaluation of Recent Experiences in Nigeria. LAP LAMBERT Academic Publishing, Germany, ISBN-13: 978-3843364379, Pages: 184.

Ayo, C.K., J.O. Adewoye and A.A. Oni, 2010. The state of e-banking implementation in Nigeria: A post consolidation review. J. Emerg. Trends Econ. Manage. Sci., 1: 37-45.
Direct Link  |  

Bartlett, J.E., J.W. Kotrlik and C.C. Higgins, 2001. Organizational research: Determining appropriate sample size in survey research. Inform. Technol. Learn. Perform. J., 19: 43-50.
Direct Link  |  

CBN, 2009. Deployment of automated teller machines. BOD/DIR/CIR/GEN 01/48. Central Bank of Nigeria.

CBN, 2010. Central Bank of Nigeria help desk for complaints on ATM transactions. Central Bank of Nigeria.

CBN, 2010. Circular on the need of combat card fraud. Ref: BPS/DIR/CIR/2010/GEN/01/169. Central Bank of Nigeria.

CBN., 2007. Standards and guidelines on automated teller machine operations in Nigeria. Central Bank of Nigeria. http://www.cenbank.org/OUT/2010/CIRCULARS/BSPD/ATM%20STANDARDS%201.PDF.

Cochran, W.G., 1977. Sampling Techniques. 3rd Edn., John Wiley and Sons, New York, USA.

Davis, F.D., 1989. Perceived usefulness, perceived ease of use and user acceptance of information technology. MIS Quart., 13: 319-340.
CrossRef  |  Direct Link  |  

Di Angeli, A., L. Coventry and G.I. Johnson, 2002. ATM's adoption in developing countries: Deja vu or not? Advanced Technology and Research, Dundee, UK.

Ebiringa, O.T., 2010. Automated teller machine and electronic payment system in nigeria: A synthesis of the critical success factors. J. Sustainable Dev. Africa, 12: 71-85.

El-Haddank, A.B. and M.A. Almahmeed, 1992. ATM banking behaviour in Kuwait: A consumer survey. Int. J. Bank Market, 10: 250-252.
CrossRef  |  

Folorunso, O., O. Ayobami and O. Awe, 2010. An exploratory study of the critical factors affecting the acceptability of automated teller machine in Nigeria. Anale Seria Inform., 8: 151-162.
Direct Link  |  

Hone, K.S., R. Graham, M.C. Maguire, C. Baber and G.I. Johnson, 1998. Speech technology for automatic teller machines: An investigation of user attitude and performance. Ergonomics, 41: 962-962.
CrossRef  |  

Idowu, P.A., A. Alu and E.R. Adagunodo, 2002. The effect of information technology on the growth of the banking industry in Nigeria. Electronic J. Inform. Syst. Dev. Countries, 10: 1-8.
Direct Link  |  

Laderman, E.S., 1990. The public policy implications of state laws pertaining to automated teller machines. Federal Reserve Bank San Francisco Econ. Rev., 1: 43-58.
Direct Link  |  

Lee, E. and J. Lee, 2000. Haven't adopted electronic financial services yet? The acceptance and diffusion of electronic banking technologies. Financial Counsell. Planning, 11: 49-60.

Marshell, J. and L. Heslop, 1988. Technology acceptance in Canadian retail banking. Int. J. Bank Market, 6: 31-41.

Mc Andrews, J.J., 2003. Automated teller machine network pricing: A review of the literature. In: Review of Network Economics, Miravete, E.J., P, John, P, Martin, R, Marc and D.L. Weisman (Eds.). Vol. 2. Federal Reserve Bank New York, USA.

Muniruddeen, L., 2007. An examination of individual's perceived security and privacy of the internet in Malaysia and the influence of this on their intention to use E-commerce: Using an extension of the technology acceptance model. J. Int. Banking Commerce, 12: 1-26.

Olatokun, W.M. and L.J. Igbinedion, 2009. The adoption of automatic teller machines in Nigeria: An application of theory of diffusion of innovation. Issues Inform. Sci. Inform. Technol., 6: 373-393.
Direct Link  |  

Rogers, E.M., 1995. Diffusion of Innovations. 4th Edn., Free Press, New York, USA., ISBN-13: 9780029266717, Pages: 518.

Rogers, W.A., F.B. Cebrera, N. Walker and K.G. Gilbert, 1996. Survey of ATM usage across adult life span. Human Fact., 38: 156-166.

Shekels, 2006. Automated Teller Machine (ATM): Users perception. Shekels Limited, Lagos.

Swinyard, W.R. and L. Ghee, 1987. Adoption patterns of new banking technology in Southeast Asia. Int. J. Bank Market, 5: 35-48.
CrossRef  |  

Design and power by Medwell Web Development Team. © Medwell Publishing 2024 All Rights Reserved