Authors : Mostafa Kazemi Aliabad, Mahmoud Moeinadin and Forough Heirany
Abstract: This study aims to assess the level of financial literacy, financial literacy and self-control workers and the effect on consumers and the efficacy Egypt more debt demographic characteristics (demographic) they raised the level of financial literacy and implemented. The population of the research company personnel Yazd Tire and sampling of simple random sampling using Cochran’s formula the sample consisted of 170 employees and the company is after repeated follow-up questionnaires, reference and research, the number of 107 valid questionnaires were collected number. This study is comprised of three main hypotheses using two independent samples t-test and Analysis of Variance (ANOVA) and to assess the normality assumption test data Kolmogrov-Smirnov (K-S) and test for autocorrelation statistics durbin-Watson is used. In examining the various hypotheses results indicate that low financial literacy workers Hstndama the field of financial literacy groups, including business and savings, spending and borrowing insurance and pensions are literate. The effect of self-control over consumer debt is negative or reverse the increasing amount of self-control over the amount of consumer debt reduction and reduce the amount of self-control over the amount of consumer debt increases.
Mostafa Kazemi Aliabad, Mahmoud Moeinadin and Forough Heirany, 2016. Self-Control, Financial Literacy and Consumer Over-Indebtedness (Case Study: Yazd Tire Industries Complex). International Business Management, 10: 6669-6677.